5 Key benefits of Bajaj EMI Card for Online Shopping

Over the course of the last decade, online shopping has become an integral part of our lives. What previously used to be only a festive activity has now transformed into a year-long affair. Whatever the season or part of the year it may be, we constantly upgrade our lives with the latest innovation and technology in the form of high-end devices, gadgets, home appliances, and more. Also, e-commerce websites these days come up with endless offers and discounts, appealing to the minds of shoppers more than ever. 

While these offers may make the purchase too good to resist, everything comes at a price. Be it feature-packed smartphones, high-end laptops, or top-rated appliances from India’s leading brands, you have to shell out a significant portion of your savings to afford those products.

When everyone has a monthly budget, one extra expense can throw it off completely. This is where the Bajaj Finserv EMI Network Card steps in, allowing you to purchase almost anything you want without worrying about its price. 

It’s the first of its kind EMI Card that enables you to shop from the variety of products offered by the retailers at deep discounts and exclusive offers. You can apply for EMI Card and reap all the following benefits.

Benefits of Bajaj Finserv EMI Network Card for Online Shopping

1: No Cost EMI:

The Bajaj Finserv EMI Network Card allows you to purchase almost every product online in monthly installments, without having to pay the whole price upfront. It ensures that you don’t settle for a cheaper model just because you cannot afford the one that fits your requirement.

Also, with the No Cost EMI option, you convert the cost of your purchase into interest-free EMIs with no additional fees. To avail of the No Cost EMI option, you need to apply for an EMI Card login either on the EMI Store or any of the e-commerce partner websites, choose the product and select the “No Cost EMI” option at the check-out page before making the payment. 

2: Pre-Approved Loan:

The Bajaj Finserv EMI Network Card is a unique product that acts as a pre-approved loan at your disposal. It lets you purchase products at your convenience. You can use it to purchase your favorite products from the Bajaj Finserv EMI Store and other partner stores online and offline.

It covers more than 1 million products across categories like electronics, home appliances, wearables, sports and fitness, medical devices and equipment, and many more. After you log in, the moment you choose your EMI plan, you get an instant approval subject to the amount pre-approved to you.

3: Hyperlocal Business Model:

The benefits of the Bajaj Finserv EMI Network Card are unlimited. As the Bajaj Finserv EMI Network works on a hyper-local business model, the on-demand needs of customers are met through their local offline retailers. It allows customers to compare, select and order products available from the nearest showrooms.

If you have the Bajaj Finserv EMI Network Card, you get access to more than 1 million products from leading brands and 1.2 lakh+ partner stores in 2,900+ cities across the country. 

4: Deep Discounts & Cashbacks:

The EMI Network Card offers you access to exclusive deals and discounts that you won’t find anywhere in the online and offline sphere. One of the major benefits of the EMI Network Card is that you can purchase products with up to 25 per cent discounts and also avail of up to 10 per cent as cashback.

From all the latest devices and gadgets like smartphones, laptops and smartwatches to small and large home appliances like microwaves, air conditioners, washing machines and refrigerators; everything will be easy on the wallet after you apply for EMI Card.

5: Zero Downpayment:

One of the best features of the Bajaj Finserv EMI Network Card is that you can buy products while availing of the zero down payment facility on select models. It makes every purchase, no matter how expensive, easier for the buyer since you do not have to pay anything upfront.

Usually, you repay the borrowed amount along with interest, calculated at a certain percentage of the premium, to the lender. However, if you have an EMI Network Card, you are only required to pay the cost of the product purchased in installments, without any interest. Now, you don’t have to postpone your purchases due to an immediate lack of funds. 

How to Apply for EMI Card?

You can apply for the Bajaj Finserv EMI Network Card by visiting the Bajaj Finserv website.  You can also avail the facility when you purchase any product from any of Bajaj Finserv’s numerous partner stores, located, for your convenience, in every pocket of India. 

The Bajaj Finserv EMI Network Card is a digital card with unique benefits that can be used anywhere, at any time for an easy and convenient shopping experience. So, if you don’t have one already, apply for it today and enjoy online shopping like never before. Doing so gives you access to exclusive deals and offers that you won’t find anywhere!


Khatak is a tech writer and covering some latest tech trends in the world. Also writing and publishing some business ideas.

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